The Rules to Saving Money

How Galgal Can Help You Take Control of Your Finances:

Saving money can be a challenging task, but with Galgal, it’s made easy. Galgal is an app that was created with the intent of helping people, especially young people, manage their personal expenses and reduce the stress involved in budgeting and money management. With Galgal’s features, the entire process of money management is condensed into four features that help users save money and keep track of their expenses.

One of the key features of Galgal is the budgeting feature. This feature allows users to create a budget without the need for spreadsheets or tally marks, making it extremely easy to operate. According to a survey conducted by the Reserve Bank of India (RBI), only 31% of households in India prepare a budget. With Galgal’s budgeting feature, creating and sticking to a budget becomes effortless.

Another significant feature of Galgal is the Savings feature. This feature, which is powered by the Smart Analytics Engine, helps users save money automatically every time they spend. The Savings feature also ensures that users stay on track with their budget and gives them a positive nudge every time they save. According to a study by the National Institution for Transforming India (NITI Aayog), only 36% of Indian households have savings greater than Rs. 1,00,000. With Galgal’s Savings feature, users can easily increase their savings.

The Spending feature is another unique feature of Galgal. This feature tracks every rupee users spend and assigns it a relevant tag for future review. Users can also customize these tags for their reference. By simply asking users how they feel about each expenditure, the Spending feature helps determine whether certain expenses are necessary or not and can be used while setting a budget in the future. A study by the Centre for Microfinance (CMF) found that 66% of Indian households spend more than their monthly income. With Galgal’s Spending feature, users can easily keep track of their expenses and avoid overspending.


The fourth and most unique feature of Galgal is the Galgal card. It’s a prepaid card and a new-age solution that allows users to transfer an amount to the card, which can be used during transactions. The Galgal Card is accepted everywhere VISA cards are accepted and has contactless transactions enabled. The Galgal Card can help users control their spending as they have to transfer an amount to the card, which can only be used up to that amount.


In conclusion, with Galgal, managing finances is effortless. The budgeting feature, Savings feature, Spending feature, and Galgal card all work together to help users save money and keep track of their expenses. According to a study by the Reserve Bank of India (RBI), the average Indian household carries a debt of Rs. 2,11,782. With Galgal, users can easily manage their finances, pay off their debt, and increase their savings. Download Galgal today and take control of your finances.

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